Family Office vs Boldin

We make Family Office. Every fact about another app here comes from its own public pages, linked below and dated; where those pages do not say, the cell is blank. Family Office's column comes from its own code.

Who Boldin suits

Boldin (formerly NewRetirement) is a retirement planner for people in the US, with tools for Social Security, Roth conversions and federal and state tax, and flat-fee advisers.

Side by side

Feature	Family Office (ours)	Boldin
US tax	Federal and state income tax (51 regimes, one per state and DC), capital gains and dividends with the net investment income tax, 85 percent of Social Security taxed (the statutory maximum) and IRMAA on Medicare premiums, year by year in the plan, and federal estate tax on the estate it leaves	PlannerPlus: federal and state tax, a Roth Conversion Explorer and Medicare (IRMAA) planning; Basic uses a flat 3% state rate; Social Security taxed as IRS Publication 915 sets out; no estate tax
Other countries	122 tax regimes in 34 countries; a move from one to another in the plan on Premium and up	US federal and state tax; income from outside the US can be entered as untaxed income
Monte Carlo	The chance of success on every plan, the Free plan included; the paths and the fan chart on Gold and Platinum	On PlannerPlus
Companies and trusts	On Platinum: any number of companies, sole traders, partnerships or trusts, beside the household	Business income entered as income streams
Property	Homes and rentals with their mortgages, purchases and sales: 1 on Free, 3 on Premium, no limit on Gold and Platinum	Real estate modelling on PlannerPlus
Pensions	401(k), Roth 401(k), IRA, Roth IRA, 529 and Social Security; other pension income as an annuity	Retirement income planning; a Social Security Explorer on PlannerPlus
Bank links	Through Plaid (United States): 2 on Premium, 10 on Gold and Platinum	Connected accounts on PlannerPlus, through Plaid, MX and Finicity
Free plan	Yes, with no card and no time limit: up to 8 items, one taxpayer and a projection of 5 periods. The paid plans start with 14 days free, card needed. The calculators are free, with no account.	Yes: Basic is free
Price	$15 to $59 a month (£12 to £49, CA$20 to CA$79); a year costs the price of 10 months	PlannerPlus $14 a month or $168 a year, 14-day free trial; Boldin Advisors $3,200 flat fee
Where data is kept	Amazon Web Services in London (eu-west-2); bank links (Plaid), payments (Stripe) and maps (Google) through US providers; e-mail through Google Workspace; see the privacy policy for the full list	May be stored in the US
Export	The whole plan as a file you can import again, on every plan; the report printed to PDF on the paid plans; budget transactions as CSV	Print reports or export data on PlannerPlus

When Boldin is the better choice

You live in the US: a Social Security Explorer, Roth conversions and federal and state tax planning (PlannerPlus).
You want a free plan: Basic is free.
You want a human adviser for a flat fee: Boldin Advisors, $3,200.

When Family Office is the better choice

You want US tax worked out in the plan: each state's own income tax brackets, the net investment income tax year by year, and federal estate tax on the estate the plan leaves.
Your life spans more than one country: 122 tax regimes in 34 countries, and a move from one to another in the plan (Premium and up).
You own a company, a partnership or a trust: Platinum keeps any number of them beside the household.

Sources

Facts about other apps checked on 2026-11-10. Prices and features change: each app's own page is the reference.

Other comparisons

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