Family Office vs Adviice

We make Family Office. Every fact about another app here comes from its own public pages, linked below and dated; where those pages do not say, the cell is blank. Family Office's column comes from its own code.

Who Adviice suits

Adviice offers affordable, easy-to-understand retirement planning for everyday Canadians, with optional help from an advice-only planner.

Side by side

Feature	Family Office (ours)	Adviice
Canadian tax	Federal and provincial income tax (13 regimes, one per province and territory), capital gains at the inclusion rate, dividends with the gross-up and credit, the OAS recovery tax and RRIF minimum withdrawals, year by year in the plan, and the tax at death on RRSP, RRIF, LIRA and LIF balances	Tax brackets, credits and legislation from all the provinces and territories; the timing of CPP, OAS and GIS; drawdown strategies; the estate's value after tax
Other countries	122 tax regimes in 34 countries; a move from one to another in the plan on Premium and up	Canada
Monte Carlo	The chance of success on every plan, the Free plan included; the paths and the fan chart on Gold and Platinum	A stress test that gives the plan's success rate; its help page prefers historical periods to Monte Carlo
Companies and trusts	On Platinum: any number of companies, sole traders, partnerships or trusts, beside the household	Several holding and operating companies
Property	Homes and rentals with their mortgages, purchases and sales: 1 on Free, 3 on Premium, no limit on Gold and Platinum	Future purchases and sales, and multiple rental properties managed separately
Pensions	RRSP, RRIF, LIRA, LIF, TFSA, FHSA, RESP, CPP, QPP and OAS; other pension income as an annuity	RRSP, RRIF, LIRA, LIF, DCPP, TFSA, CPP, OAS and GIS
Bank links	Through Plaid (Canada): 2 on Premium, 10 on Gold and Platinum
Free plan	Yes, with no card and no time limit: up to 8 items, one taxpayer and a projection of 5 periods. The paid plans start with 14 days free, card needed. The calculators are free, with no account.
Price	CA$20 to CA$79 a month (US$15 to US$59, £12 to £49); a year costs the price of 10 months	$9 a month or $49 a year
Where data is kept	Amazon Web Services in London (eu-west-2); bank links (Plaid), payments (Stripe) and maps (Google) through US providers; e-mail through Google Workspace; see the privacy policy for the full list	May be processed in the US and other countries
Export	The whole plan as a file you can import again, on every plan; the report printed to PDF on the paid plans; budget transactions as CSV	Excel

A blank cell: Adviice's public pages did not say.

When Adviice is the better choice

You want a low price: $49 a year.
You own several holding or operating companies and want them in a Canadian plan.
You want an advice-only planner to help you with it.

When Family Office is the better choice

Your life spans more than one country: 122 tax regimes in 34 countries, and a move from one to another in the plan (Premium and up).

Sources

Facts about other apps checked on 2026-11-10. Prices and features change: each app's own page is the reference.

Other comparisons

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