退休规划应用对比：英国
没有绝对最好的应用：取决于您的需要。这里的每个应用都可用于这个国家的规划；其信息来自其自己的公开页面，Family Office 的信息来自其自身代码。Family Office 是我们开发的，请在阅读我们的内容时考虑到这一点。
关于其他应用的部分为英文，与其自己的页面一致。
Family Office 在这个国家涵盖的内容
| 英国税务 | 所得税（含苏格兰自己的税级）、资本利得税和股息税在计划中逐年计算，遗产税按计划留下的遗产计算 |
|---|---|
| 养老金 | SIPP、ISA、Lifetime ISA、Junior ISA 和国家养老金；其他养老收入按年金处理 |
| 银行连接 | 暂不支持；Plaid 连接目前仅适用于其他国家（加拿大和美国） |
| 其他国家 | 34 个国家的 122 种税制；Premium 及以上方案可在计划中从一种迁到另一种 |
| 数据存放地点 | 伦敦的 Amazon Web Services（eu-west-2）；银行连接（Plaid）、付款（Stripe）和地图（Google）通过美国服务商；电子邮件通过 Google Workspace；完整列表见隐私政策 |
并排对比
| 应用 | 银行连接 | 免费方案 | 价格 | 蒙特卡洛模拟 |
|---|---|---|---|---|
| Family Office（我们的） | 暂不支持；Plaid 连接目前仅适用于其他国家（加拿大和美国） | 有，无需银行卡，不限时间：最多 8 个项目、一位纳税人，预测 5 个期间。付费方案先免费 14 天，需要银行卡。计算器免费，无需账户。 | 每月 £12 至 £49（$15 至 $59，CA$20 至 CA$79）；按年付费只需 10 个月的价格 | 所有方案（含免费方案）都显示成功概率；Gold 和 Platinum 方案提供路径和扇形图 |
| Family Office 对比 WealthR | None: manual entry by design, no Open Banking | Yes: net worth, the UK tax calculator, the Monte Carlo chance, one property, one asset group and 12 months of history | Pro GBP 5.99 a month or GBP 39.99 a year; 7-day free trial | 5,000 simulated futures: the chance your money lasts is free, the full simulator is on Pro |
| Family Office 对比 Delphina | None: Delphina has no link to your bank | Yes, with no time limit and no card: a 5-year forecast, up to five assets, one portfolio, no data export | Wealth Builder GBP 9.99 a month, Investor GBP 19.99 a month | On Investor |
| Family Office 对比 Fidelity | 未说明 | UK calculator: an anonymous short quiz | No fee to generate a plan | US planner: yes |
| Family Office 对比 ProjectionLab | None: no link to your accounts | Yes: forecasting, Monte Carlo and historical backtesting | Premium $129 a year; Pro $549 a year for advisers | Yes, on every plan, with historical backtesting |
| Family Office 对比 电子表格 | You type or paste the figures | Yes: LibreOffice Calc is free | Free with LibreOffice | Possible if you build it |
WealthR
WealthR is built in Edinburgh for self-directed UK investors, still working or retired: net worth, UK tax, pensions and property, entered by hand.
Delphina
Delphina calls itself the UK's personal financial clarity platform: forecasts and goals for UK households, with ISAs, SIPPs and UK tax built in.
Fidelity
Fidelity offers free retirement tools: in the UK, a short anonymous retirement calculator powered by Wealth Wizards; in the US, a Retirement Planner for persons in the US.
ProjectionLab
ProjectionLab is a planning tool with forecasting, Monte Carlo and historical backtesting on its free plan, presets for several countries including the UK, and a Pro plan for advisers.
电子表格
A spreadsheet suits someone who wants to see and change every formula, and is happy to build and update them.
其他对比
其他应用的信息核对于 2026-11-10。价格和功能会变化：以各应用自己的页面为准。